Buying a new car is exciting, but in the UAE it is important to think beyond the showroom price. The real question for most drivers is not what to buy, but how much it costs to own. From registration to fuel, insurance, and parking, every aspect adds to the total cost of ownership.
This guide explains the key expenses of owning a car in the UAE, using examples relevant to Suzuki and Citroën models available at Al Rostamani Trading Company (ARTC).
1. Vehicle Registration, Renewal, and Testing
Every car in the UAE must be registered with the Roads and Transport Authority or the relevant emirate’s traffic department. Annual renewal typically requires a vehicle test once a car is older than three years. The cost for light vehicle inspection is around AED 150, while registration and renewal fees range from AED 350 to 500 depending on the emirate.
For new Suzuki or Citroën buyers, ARTC assists with the full registration process, including documentation, insurance coordination, and number plate issuance.
2. Insurance Costs
Insurance is mandatory in the UAE and depends on factors such as vehicle value, driver profile, and coverage type. Comprehensive insurance generally ranges from 1.25 to 3 percent of the car’s value per year.
For example, if a Suzuki Swift is valued at AED 60,000, the annual insurance premium would be about AED 1,200 to 1,800. A Citroën C5 Aircross valued at AED 110,000 would cost around AED 2,700 to 3,300 per year. Choosing comprehensive cover ensures broader protection, including own damage, third-party liability, and roadside assistance.
3. Fuel Expenses
Petrol prices in the UAE are adjusted monthly by the Fuel Price Committee. As of late 2025, Super 98 petrol averages around AED 2.77 per litre, while Special 95 is around AED 2.66 per litre.
If you drive 15,000 kilometres a year, your annual fuel expense depends on your car’s efficiency:
| Model | Average Fuel Efficiency | Annual Fuel Cost (approx.) |
|---|---|---|
| Suzuki Swift | 18 km/l | AED 2,200–2,400 |
| Suzuki Jimny | 13 km/l | AED 3,000–3,300 |
| Citroën C3 | 17 km/l | AED 2,300–2,500 |
| Citroën C5 Aircross | 14 km/l | AED 2,800–3,100 |
Compact hatchbacks like the Suzuki Swift and Citroën C3 continue to offer strong fuel economy for daily UAE commutes.
4. Servicing and Maintenance
Regular servicing keeps your vehicle reliable and maintains its warranty. Minor services usually range between AED 350 and 600, while major services cost around AED 1,000 to 1,500 depending on model and mileage.
At ARTC-authorised service centres, all work is performed with genuine parts and approved materials to preserve warranty coverage and ensure long-term vehicle performance.
5. Parking, Salik, and Fines
Drivers in Dubai and Abu Dhabi should account for additional urban costs such as tolls and parking. Salik tolls in Dubai charge AED 4 during off-peak hours and AED 6 during peak periods per gate crossing. Public parking rates typically range from AED 2 to 6 per hour depending on the zone and time of day. Occasional traffic fines should also be factored in when budgeting for annual car expenses.
Final Thoughts
The purchase price of a car is only the beginning. Responsible ownership in the UAE means planning for yearly registration, realistic insurance, regular servicing, and daily travel costs such as fuel and parking.
Suzuki and Citroën models at Al Rostamani Trading Company are designed for efficiency, comfort, and reliability, making them excellent choices for UAE drivers seeking long-term value and peace of mind.
Disclaimer
The information presented in this article is for general guidance only and reflects approximate costs available from public and industry sources as of late 2025. Prices, fees, and fuel rates are indicative and may change without prior notice due to policy, supplier, or market adjustments.
Actual costs will vary by vehicle model, driving habits, insurance provider, and location. Al Rostamani Trading Company does not guarantee the accuracy or completeness of third-party data or assume liability for any reliance placed upon it. For the latest information, please refer to the official authorities or authorised service providers.
